American Research & Management Co.

Investment Strategy
Investment Planning
Equity Strategy
Fixed Income Strategy
Monitoring & Rebalancing
Tax Efficiency

Investment Planning

Once a client’s financial objectives have been determined in the financial planning process, we analyze the client’s investment time horizon and sensitivity to risk. We then develop an individualized investment strategy and customized stock and bond portfolios that balance each client’s growth and income requirements with acceptable risk tolerance levels. We allocate capital to four uncorrelated asset classes: U.S. and international equities, commodity/real asset (“hard asset”) investments, fixed income securities, and cash equivalents.